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How to Play 4 Card Poker


It’s a thrilling new game. One that takes skill, patience, and nerve. And it pays out handsomely in excitement. What else would you expect from Borgata?

Four Card Poker features head-to-head play against the dealer and an optional side bet. It’s similar to Three Card Poker but with one major difference: In Three Card Poker, the play wager must equal the ante; in Four Card Poker, players may bet up to three times their ante when staying in the game.

The object when playing against the dealer is for the player to form a four-card poker hand higher than or equal in rank to the dealer’s hand. Players use their best four of five cards dealt, whereas the dealer uses the best four of six cards dealt. To play against the dealer, you must make an ante wager. After being dealt a hand of five cards facedown, you can:

  • Fold (forfeit) your hand and ante wager. 
  • Continue playing by placing a play wager in an amount at least equal to the ante and up to three times the ante.

The ante and play wins 1 to 1. The player wins ties. Players who place an ante wager and play wager win an automatic bonus payout on the ante wager for the following premium hands:

Four-of-a-Kind 25 to 1
Straight Flush 20 to 1
Three-of-a-Kind 2 to 1


Automatic bonuses are paid even if the dealer has a better four-card hand.

A player may place an optional Aces up side bet to win an additional payout based on the player’s best four-card poker hand. If the player’s hand contains a pair of Aces or better, the player wins the Aces up wager.

The payout for the Aces up wager is as follows:

Four-of-a-Kind 50 to 1
Straight Flush 40 to 1
Three-of-a-Kind 8 to 1
Flush 5 to 1
Straight 4 to 1
Two Pair 3 to 1
Pair of Aces 1 to 1



The Aces up payout is always paid—even if the dealer has a better hand.

When a player bets both the Aces up and the ante (including play) wager, he/she is playing against two separate pay tables with two different criteria for payouts:

  • Ante – Object is to get a four-card poker hand that beats the dealer’s best four-card hand. 
  • Aces up – Object is to receive a pair of Aces or better.

If a player has placed an ante wager and an Aces up wager but does not make a play wager, the player will forfeit the ante wager and not the Aces up wager.

Allowable wagers are as follows:

  • Bet ante to play against the dealer only. 
  • Bet Aces up to play the hand value against the pay table.
  • Bet Aces up and ante to play both the hand value and against the dealer.


All ante and Aces up wagers must be placed prior to the dealer announcing no more bets.

If a hand does not contain a pair or better, the hand that contains the highest ranking card(s) wins. Ace is the highest ranking card, except in 4-3-2- Ace sequence.

Each player shall be responsible for his/her own hand, and no person other than the dealer and the player to whom the cards were dealt may touch the cards of that player.

Only players seated at the table are permitted to wager. Once a player has placed a wager and received cards, that player must remain seated until the round of play is complete.